Wells fargo active cash card reddit.

I have a checking acct with them and have about a 740 score, but I've hardly used that checkg acct for the last couple years, and only had about $250 in it when I applied for Active Cash. Got approved, but for a pathetic $2500 (with my income and score most issuers give me $6K to10K right away). Once you get approved, you will have to wait up to 10 business days for your physical Wells Fargo credit card to arrive. Keep in mind that you also need to activate it before you can use it. However, you can generate a virtual card for your Wells Fargo credit card after you've received it in the mail.Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ... Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.I applied for both the above mentioned cards last night and got instantly denied for the BofA Cash Rewards for Students and got a pending status on the Wells Fargo Active Cash application. In the morning I got the email from Wells Fargo that they approved my application but with a very low limit of 1500$.

I have a checking acct with them and have about a 740 score, but I've hardly used that checkg acct for the last couple years, and only had about $250 in it when I applied for Active Cash. Got approved, but for a pathetic $2500 (with my income and score most issuers give me $6K to10K right away).

Here are two of their comments on Reddit: "Wells Fargo has abandoned the Ratio card as of 12/28. Looks like Amplitude and Actualize will be the first to launch. ... WF keeps trying to have me convert my Cash Wise Card to an Active Cash Card that pays 2% on everything. Vote Up 0 Vote Down Reply. January 6, 2022, 20:24 8:24 pm. Ferris #1310644.

For example, you could redeem $5 to erase a $5 purchase. There is an auto-redeem feature, as well. It triggers whenever you hit $25 in rewards. I use redeem for purchases if I'm under $25. You are suppose to be able to get cash at the atm in $20 increments. Needs to be in $25 increments. 2% when you pay takes a few days to clear.The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that's 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...Both cards offer a $200 welcome offer bonus. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in purchases in the first year.For example, you could redeem $5 to erase a $5 purchase. There is an auto-redeem feature, as well. It triggers whenever you hit $25 in rewards. I use redeem for purchases if I’m under $25. You are suppose to be able to get cash at the atm in $20 increments. Needs to be in $25 increments. 2% when you pay takes a few days to clear.

FWIW, there is another Reddit post confirming Wells Fargo will launch the Autograph Visa card on July 13th. ... Active Cash to the Propel card.

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.

I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.Wells Fargo Active Cash or another CB option? Looking for thoughts on the WF Active Cash card. The intro special is $200 back for $1000 spent in the first three months. I’ll hit that easily and plan to buy a TV and a piece of furniture from IKEA to hit the promo. Is there a better overall card, or does this seem like the way to go? The Wells Fargo Active Cash® Card, for example, pays an unlimited 2% cash back on all purchases. It also comes with a sign-up bonus as well as an introductory APR offer for purchases and balance ...I currently also have AMEX Gold and the Apple card. I mainly use my Wells Fargo right now for any purchases that aren’t covered by AMEX Gold. If you PC from Active Cash to Autograph you don't get the $300 SUB. I would personally want to get the SUB.I was asking about their legacy/historical offerings that would be swapped. If none were category, then the swap to Active Cash makes sense for everything except the Propel. I happen to have the Wells Fargo Visa Signature card which is a legacy card. It has 1% cash back on everything.

Altitude Reserve gets nerfed. While often overlooked, the U.S. Bank Altitude™ Reserve Visa Infinite® Card card is actually a really interesting card. Cardholders can earn 3X points per dollar ...Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ...The Wells Fargo combo you have is not a trifecta because those cards have no synergy. If you could transfer Active Cash and Autograph points to BILT, then that would be a trifecta, but you can't. So really it's no different from having 3 different cards. The Chase trifecta makes the Freedom cards better. You can transfer points from CFU and CFF ...The Wells Fargo Autograph℠ Card interest rate is 20.24% - 29.99% Variable, with the actual rate depending on factors such as your income, credit history and existing debt. The Wells Fargo Autograph Card also offers new cardholders an introductory interest rate of 0% for 12 months from account opening on purchases.Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ...Citi Double Cash vs Wells Fargo Active Cash Credit Limits. I originally was going to apply for the Citi DC but the SUB ended. I heard some bad things about WF that makes me leery. I am looking for whatever card will give me the highest limit. I am doing a home reno and would like to get higher cash back. Not the biggest need for travel now.

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.

The Wells Fargo Cash Wise Visa® card earns 1.5% cash back on purchases, but you can find any number of credit cards that offer that rate. Still, ...Wells Fargo is so conservative with credit. Maybe it has to do with the government keeping an eye on them. Anyway, I got the Propel last year and they started me at $1500. So far I've managed to get it to $4500. Wells seems to love $1500 increments. I applied for the Active Cash the day it was released and I got a $3000 limit.The Active Cash is probably better on its own overall, especially due to the SUB. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. AC has an interest-free promo period on purchases and BTs, where DC's promo is only for BTs. (Though paying statement balances in full ...Looking at the SuB for the WF Active Cash and Autograph cards, Active Cash gives $200 while Autograph gives $300 after spending the respective amounts of $1000 or $1500 within 3 months of card opening.. I currently have the CapitalOne Quicksilver card for my catch-all card, for purchases that don't fall into other higher bonus categories on my other cards. I am looking to replace this with the ...Approved for Wells Fargo Active Cash with insane CL. Data Point. I checked my mail today and saw an invitation from Wells Fargo that I'm pre-selected to their new credit card which is Active Cash. It's been 5 years since the last time I applied for a new card. I was tempted because it is 2% unlimited cash back + $200 SUB and 15 months 0% APR ...Wells Fargo lists their routing transit numbers as a way to identify which of the company’s banks to send money to or withdraw money from. Wells Fargo notes that routing numbers differ by state, except in Southern California where customers...Denied Wells Fargo Active Cash, what now? I’ve been looking for a good cash back card, and just applied for the WF Active Cash card, but was denied despite a FICO >750. I already own a Capital One Venture card, which I’ve been using for every purchase for the last two years. I realized I don’t travel much and would rather the 2% cash come ...

It says Visa Signature on the card at the top of the application- even if not everyone gets it. Yes, some will receive the signature and some will not. Usually the standard signature limit is 5k, but some banks vary and will allow it on lower limits. I'd expect if you receive a 5k limit, it will be a signature card.

Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ...

My other card is Barclays and always reflects transactions within 24 hours. The Wells Fargo website and app blow. This is quite normal for Wells Fargo. If you turn on email alerts, you will be get a notification when you make a purchase.When you google Cash Wise vs Active Cash bankrate.com comes back with " The only advantages the Cash Wise card scrounges up are its slightly lower ongoing APR ( 14.49 percent to 24.99 percent variable compared to the Active Cash card's 14.99 percent to 24.99 percent variable) and its easier-to-earn $150 sign-up bonus, which requires half …Wells Fargo Active Cash® Card: This card has an annual fee of $0 and earns 2% cash rewards on purchases. It comes with a welcome bonus of $200 cash rewards bonus after spending $500 in purchases ...It says Visa Signature on the card at the top of the application- even if not everyone gets it. Yes, some will receive the signature and some will not. Usually the standard signature limit is 5k, but some banks vary and will allow it on lower limits. I’d expect if you receive a 5k limit, it will be a signature card.Based on identical spending inputs, you'll earn $219.84 cash back per year with Chase Freedom Flex and $240.00 with Wells Fargo Active Cash Card. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread across ...I like my active cash card, especially since I started utilizing the my Wells Fargo deals. Which I would say is their version of Amex offers. Where other Banks post your rewards from these deals in 6 to 8 weeks or longer, Wells Fargo posted a few days after the transaction posts. Also Wells Fargo has a $300 checking account bonus right now. The Wells Fargo Active Cash is a no-annual-fee card that offers unlimited 2% cash back on qualified purchases. Though it does carry the Wells Fargo branding, which has rightfully received scrutiny in recent years due to the bank's abuse of customer data, this card does offer some perks that some competing 2% cash back cards don't.Wells Fargo Active Cash ® Card . Unlimited 2% cash rewards on purchases Wells Fargo Autograph SM ... or an upgrade on a credit card. Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac do not provide credit repair services or …Blockfi 1.5% Bitcoin cash back or the Coinbase 4% back in XLM or GRT, 1% on Bitcoin or Ethereum are a great credit + debit combo. Venmo also has a neat crypto cash back card with 3%, 2% and 1% where they use your highest and second highest spend in 3% and 2% categories automatically. There’s no spend cap on 3% and 2% categories either.View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo requires hard pull to increase credit line ... I even told the agent I would use the card more with an increase. ... I've had the Wells Fargo Active Cash since Nov 2019. It was increased from $2,500 —> $4,400. I think I requested to $5,000 and she said the ...Wells Fargo Active Cash® Card Wells Fargo Reflect® Card; 30,000 bonus points when you spend $1,500 in purchases in the first 3 months ($300 cash redemption value) $200 cash rewards bonus after spending $500 within the first three months of account opening. No welcome bonus. No annual fee.Wells Fargo Active Cash. I recently noticed my Wells Fargo college cash back card seems to have been upgraded to the active cash. I never requested a PC or …

Unfortunately, my "Cash Back Visa Signature" redemption values are all 1 CPP, even for flights. As was determined in this thread, my "Wells Fargo Cash Back Visa Signature" =/= "Wells Fargo Visa Signature". They altered the card product apparently. They altered the card product prior to when I applied for it back in 2015, I mean.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Read the hard copy of my most recent Autograph and Active Cash statements. Found some new Rewards Program changes effective December 2022. The big ones: Discontinued Earn More Mall. Merchant offers will continue through My Wells Fargo Deals. Discontinued pooling rewards feature. (I would hope this a discontinuation of pooling between people ...Instagram:https://instagram. jobless reincarnation light novel 16 pdfhonda covington lataos most wanted9331 westridge blvd Maria Adams, Credit Cards Moderator. @m_adams • 12/14/21. Wells Fargo Active Cash® Card is a Visa, not a Mastercard. You can use your Wells Fargo Active …I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything. harbor freight super coupon 2022orange and rockland fire calls The Autograph has car rental CDW and no foreign transaction fees. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. would all get 2% instead of 1%. You should probably get them both. fat kid from willy wonka Still, you can rack up rewards if you take advantage of sign-up bonuses and introductory APRs. This includes the Wells Fargo Active Cash℠ card. The issuer’s other flat-rate card, the Wells Fargo Cash Wise Visa® card*, earns just 1.5% cash rewards back on your purchases and 1.8% cash rewards on Google Pay and Apple Pay purchases for …Wells Fargo got put on mainstream media while the other big banks only get financial news media. Because of this there is a heavy bias against Wells Fargo vs the other banks as the average joe might see a passing article online, on TV, in newspaper, etc. A much smaller portion of the population pay attention to the financial news section.Wells Fargo Retail Services states that the Wells Fargo Home Projects Visa can be used at the home improvement store that issued the card, as well as any other stores where Visa is accepted.