Wells fargo active cash card reddit.

(Both cards have $200 SUBs; the Citi card requires $750 in spend over 3 months, while the Wells Fargo card requires $1000 in spend over 3 months.) *If a user spends over $2000/month on the card, the WF Active Cash comes out ahead, regardless if that user spends $500 or more in the month in an applicable Custom Cash bonus category.The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market.I believe my FICO score was around 709 and I was at 4/24, 3/12, 3/6. Not sure how many exactly, but you are definitely limited on how many payments you can make from a non-WF bank account.Citi® Double Cash Card vs. Wells Fargo Active Cash® Card. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases."The first volley is the Active Cash card, offering a flat 2% cash-back rate on all spending, a challenge to Citigroup Inc.'s Double Cash product and a card offered jointly by Synchrony Financial and PayPal Holdings Inc. Wells Fargo will introduce a low-interest-rate card in coming months and a new rewards card line next year."

The Wells Fargo Active Cash® Card, for example, offers unlimited 2% cash rewards on all eligible purchases, and your cash rewards can be redeemed as a statement credit, through a Wells Fargo ATM ...I heard that they don't do expedited shipping or provide a temporary card number, but they do let you add it to a digital wallet, so I was wondering if I could just add it to Apple pay or something and just immediately use it that way. If you guys know if that's possible, that would help a lot. Thanks. 4. 7.

All of their intro offers have run their course & they carry a 19.99% - 25.24% apr, is the reason I was in the market for the WFAC. I have a $0 balance on 3 of them & a $515 balance on the 4th (which puts my credit utilization@1%). The newest of the cards is 16 months old and the next is 25 months so I have 1 hard inquiry in the past 2yrs.

Reward, gone? : r/CreditCards. Wells Fargo, Active Cash. Reward, gone? I hit the $1000 mark and received the $200, plus another $25 for other purchases. Went to the rewards section and redeemed $225 back to the card, thinking it would just apply to my balance. I don't see it anywhere now, reflected in the balance or available anywhere to be ...Here’s what you should know about this card’s overall fees and the Wells Fargo Active Cash Visa foreign transaction fee: Fee type. Wells Fargo Active Cash fee. Annual fee. No annual fee. APR. 0% APR introductory rate, followed by variable APR of 15.74% - 25.74%.Wells Fargo has announced that legacy credit cards will be converted to the Wells Fargo Active Cash on August 20, 2022, with the new card arriving by mid September 2022. Not sure what is considered part of the legacy network. I assume my visa signature is donezo as well as the mastercard ones so I need to transfer the bulk of my visa signature ...A Wells Fargo checking account can be opened by telephone, through their website or by visiting a Wells Fargo branch. These methods can also be used to open a Wells Fargo savings account, or apply for a loan or credit card.

The Wells Fargo Active Cash® Card is a contender for the crown of the best cash back credit card. It offers unlimited 2 percent cash rewards on purchases and a welcome bonus of $200 when you spend $1,000 on purchases in the first three months of having the card. The Citi® Double Cash Card is another top contender, offering …

Wells Fargo is so conservative with credit. Maybe it has to do with the government keeping an eye on them. Anyway, I got the Propel last year and they started me at $1500. So far I’ve managed to get it to $4500. Wells seems to love $1500 increments. I applied for the Active Cash the day it was released and I got a $3000 limit.

Wells Fargo To Convert Legacy Credit Cards To Wells Fargo Active Cash On 8/20/22 Wells Fargo has announced that legacy credit cards will be converted to the Wells Fargo Active Cash on August 20, 2022, with the new card arriving by mid September 2022.Wells Fargo Active Cash or another CB option? Looking for thoughts on the WF Active Cash card. The intro special is $200 back for $1000 spent in the first three months. I’ll hit that easily and plan to buy a TV and a piece of furniture from IKEA to hit the promo. Is there a better overall card, or does this seem like the way to go?Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e. disappear without explanation). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells ...Wells Fargo no longer requires cash back to be redeemed in increments of $25. I just redeemed my cash back for my WF Active Cash. Historically, you had to put in an increment of $25. However, today it gave me the option to type in an amount. I typed in 96.02 to see what happened.If the card is just for Costco shopping, and not gas, you could go with the Alliant Visa Signature or a 2% Visa like the Wells Fargo Active Cash. If you have BoA Plat Honors, a Customized Cash would get 3.5% back in the warehouse and 5.25% back at the pump, far surpassing the 2%/4% of the Citi Costco card.Wells Fargo Active Cash® Card. If you want 2% cash rewards on purchases, take a look at the Wells Fargo Active Cash® Card. This flat-rate card offers one of the best rewards rates in the ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.

My other card is Barclays and always reflects transactions within 24 hours. The Wells Fargo website and app blow. This is quite normal for Wells Fargo. If you turn on email alerts, you will be get a notification when you make a purchase.The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Active cash is better due to insurance on the card. Citi is better due to points games (rewards+ = 10% bonus) etc. 3. deVrinj • 21 days ago. Double Cash all day, especially if you have "ecosystems" in mind. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2.22%.What is everyone's thoughts on the new unlimited 2% cash back Wells Fargo Active Cash card Seems like a good deal for using Costco. Has cell phone protection on it too. I have the Citi Costco card but only get the rewards once a year. I also have a BOA Cash Rewards card but I'm always maxing that out.View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Active Cash vs CSP . As a college student who goes across the country for school, I'm wondering if that would be enough to make CSP worth the annual fee? ... I'd probably make similar rewards from both cards, maybe even a little more from Active Cash, but ...

In this article: The Wells Fargo Mobile app allows you to manage your credit card account on the go and do a lot more. The app covers the basics, like the ability to manage payments, and has a relatively simple interface that allows you to see spending and take other actions with a quick tap. Don't let the simplicity fool you, though: The Wells ...As for the Capital One SavorOne card, you'll receive a $200 cash bonus after spending $1,000 on purchases in the first three months. The Capital One SavorOne card has a much lower spending threshold but Wells Fargo offers a higher bonus. If you can spend more than the $1,500 required for the Wells Fargo Autograph card in three months, then ...

Just got a letter from Wells Fargo that my propel card is being automatically converted into an active cash card effective 2022-11-09. Fortunately for me, I did not use my propel and have been looking at product changing into active cash anyway. Previous threads on PCing propel concluded that changing to active cash was not possible.The Wells Fargo Active Cash is an excellent flat-rate cash-back card. Since its release in July 2021, the card has established itself firmly as a new “plastic standard” when it comes to ...Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. One area where it stands ahead of the Wells Fargo Active Cash card is in the length of its introductory 0% APR period.Wells Fargo and Switching to Active Cash. Just a quick question does WF when you switch your card go ahead and report to the CB when they do the change? I know when my card number was compromised they changed the account number and reported to the all 3 CBs with the new number. But I know nothing this time will change no new number or anything ...In this contract, "the Bank," "Wells Fargo," "we," "our," and "us" refer to Wells Fargo Bank, N.A. "You" and "your" mean each person who applied for and received a Wells Fargo Credit Card. "Credit Card" means any cards we issue to you or any devices we allow you to use for accessing your Account to obtain credit. Part 1: Using Your AccountExcellent, Good. Regular APR. 20.49% - 29.24% Variable. The Chase Freedom Flex℠ * and the Wells Fargo Autograph℠ Card both offer accelerated cash back on everyday spending categories, low ...Good thing I opened a Wells Fargo checking account recently for a $325 bonus. Wonderful news. The $25 minimum (and, worse, $25 increments!) was one of the Autograph's (and Active Cash's) biggest weaknesses, IMO, especially after Citi eliminated the $25 minimum on the Double Cash. It also didn't even make that much practical sense for WF, given ...

Overview Wells Fargo occasionally releases new credit cards to keep up with the ever-changing needs of the market. In 2021, Wells Fargo released the Active Cash and Reflect Cards. For 2022, the financial institution released the to help cardholders maximize reward points on everyday spending categories such as restaurants, travel, …

Wells Fargo Propel --> Active Cash Question. Hi fam. For those that have had their Propel switched to either an Active Cash or Autograph -- did you get any of the sign-up benefits (0% apr for 12 or 15 months, etc etc) or was it treated as just a product change? I assume it was just a product change, but felt like I heard someone say something ...

If any one cares, I have seen questions on approval criteria for the active cash card. Dont know what they are exactly, but I have been a wells fargo customer since 2004, my credit score per the card documents was 681. I was in the 750s around 2014. Hit a rough patch and dropped to the low 500s a few years ago, and I am trying to build it back up.The Wells Fargo combo you have is not a trifecta because those cards have no synergy. If you could transfer Active Cash and Autograph points to BILT, then that would be a trifecta, but you can't. So really it's no different from having 3 different cards. The Chase trifecta makes the Freedom cards better. You can transfer points from CFU and CFF ...For example, you could redeem $5 to erase a $5 purchase. There is an auto-redeem feature, as well. It triggers whenever you hit $25 in rewards. I use redeem for purchases if I'm under $25. You are suppose to be able to get cash at the atm in $20 increments. Needs to be in $25 increments. 2% when you pay takes a few days to clear.Re: Wells Fargo Active Cash/Reflect. Active Cash is a pretty good card, and my starting CL was $4,500. For context, the highest CL I had received up to that point when I applied in 10/2021 was $2,000. I don't have a record of it, but I believe my FICO 8 scores were hovering at just under 700. I did have a long-term banking relationship with WF ...Active cash has the highest cash back. I keep getting declined because lack of credit. It has limited per month payment so I cant keep paying off my card. • 6 mo. ago. When I converted my sock drawered Visa Platinum to Active Cash, I only had a $3500 limit (similar credit score and income). I asked for a CLI and was denied.Here's how: Sign on to your account Select your current credit card Under More Services, choose Switch My Credit Card You'll receive a new card in the mail and any rewards balance will transfer to the new card. Rip 50% bonus points on travel. I would have just applied and gotten the bonus on Active instead.The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ...Other than extending the 0% APR from 18-21 months I think a lot of credit unions offer better cards at lower rates. You still have to pay a balance transfer fee even with the introductory rate. I just opened a low interest rate Visa at 7.99% with 0% APR for 12 months and way better benefits. No BT fees, no cash advance fees, no FTF's, same ...The Autograph has car rental CDW and no foreign transaction fees. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. would all get 2% instead of 1%. You should probably get them both.

Wells Fargo Active Cash or another CB option? Looking for thoughts on the WF Active Cash card. The intro special is $200 back for $1000 spent in the first three months. I’ll hit that easily and plan to buy a TV and a piece of furniture from IKEA to hit the promo. Is there a better overall card, or does this seem like the way to go? I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.Wells Fargo Business Elite Signature Card. Finder Rating: 4.3 / 5: ★★★★★. Up to 1.5% cash back. $0 intro annual fee for the first year ($125 thereafter) 10.99% variable. Earn a one-time $1,000 cash back bonus or 100,000 bonus points when you spend $15,000 in the first 3 months of account open date. View details.Instagram:https://instagram. appharvest stock forecast 2025posche njwayside lumber incmac standings basketball Here's what you should know about this card's overall fees and the Wells Fargo Active Cash Visa foreign transaction fee: Fee type. Wells Fargo Active Cash fee. Annual fee. No annual fee. APR. 0% APR introductory rate, followed by variable APR of 15.74% - 25.74%. brazosport facts obitsair force master sergeant promotion list 2023 The Chase Freedom Unlimited and Wells Fargo Active Cash cards are two of the market's most popular cash-back credit cards. Check out the table below to see how the two compare. FeatureInterest Rate Promotion0% for 15 months on purchases and qualifying balance transfers0% for 15 months on purchases and qualifying balance transfersStandard Interest Rate depending on the applicant's ...All of their intro offers have run their course & they carry a 19.99% - 25.24% apr, is the reason I was in the market for the WFAC. I have a $0 balance on 3 of them & a $515 balance on the 4th (which puts my credit utilization@1%). The newest of the cards is 16 months old and the next is 25 months so I have 1 hard inquiry in the past 2yrs. 65590 rzr code With the Citi Double Cash, the balance transfer fee increases to 5% ($5 minimum) if completed after four months of account opening. With the Active Cash, the balance transfer fee increases to up ...The doublecash has an advantage over some like the wells fargo card because it can be transferred into typ and then airline partners. If you're going the point valuation route there's even more 2%+ cash back cards out there like the amex everday (1 mr point guaranteed and valued at least 2c each, 2 points or 4% by point value on groceries, both ...Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...