Wells fargo active cash card reddit.

I just got declined for the Active cash. Spoke to the reconsideration line and got declined again. The reason given was low credit history/ age of accounts. Details - Oldest card - 3 years Score - 740+ Income - 400k+ Number of cards - 10 across Amex and Chase with 100k+ credit limits Own my own home I’m an expat into the country and moved in ...Oct 9, 2023 · 5. $0 annual fee. The Wells Fargo Active Cash Card’s $0 annual fee makes it $21.64 per year cheaper than the average credit card offer. Still, there are lots of cash back credit cards with no annual fee available right now, and even cards with annual fees can provide the most value at the end of the day. Hi all, I've been searching for this answer through terms and conditions and here with no luck. I have the Capital One Quicksilver card and it accrues cash basically as soon as the purchase clears on the account (eg. if I made a $1000 purchase that clears today, $15.00 would post to my rewards cash). The WF Active Cash cards doesn't work that ...Wells Fargo Active Cash Visa card not showing. I activated this card months ago... it has a balance on it and I'm making minimum payments; yet Mint won't show the card among my Wells Fargo accounts all in the same site login. It shows my checking account, my savings account, my credit card, some other accounts... but not the Active Cash account.The Wells Fargo Active Cash® Card offers a 2% flat cash back rewards rate. Another small perk of this rewards rate: You’ll always earn your 2% cash back upfront, unlike the Citi® Double Cash Card, which offers 1% back at the time of purchase and another 1% when you pay it off. Wells Fargo Active Cash® Card simplifies that approach ...

My other card is Barclays and always reflects transactions within 24 hours. The Wells Fargo website and app blow. This is quite normal for Wells Fargo. If you turn on email alerts, you will be get a notification when you make a purchase.I got my Wells Fargo Active Cash card and activated it yesterday. I am used to opting in to cashback, because my only other card is the Discover IT card (rotating 5% categories). I clicked around in the Wells Fargo dashboard and didn't find an opt-in, and assumed that since it's a flat cashback card, there is no way to charge it without cashback.Unfortunately, my "Cash Back Visa Signature" redemption values are all 1 CPP, even for flights. As was determined in this thread, my "Wells Fargo Cash Back Visa Signature" =/= "Wells Fargo Visa Signature". They altered the card product apparently. They altered the card product prior to when I applied for it back in 2015, I mean.

I got an email from Wells Fargo in mid October stating that my student credit card was being upgraded to the new Active Cash card, using the same account number. I recently received the new card in the mail. I briefly looked into the card online, and found that there was a 200$ cash back bonus if 1000$ was charged to the card within 3 months.

Wells Fargo Active Cash or Reflect - Credit Limit Experiences Wells revamped their card offerings a few months ago, so now 2 of their new (current) cards are the Active Cash and Reflect. In the past I had heard that they were somewhat stingy with the size of initial credit lines they gave out.Call or Go Online to Request an Increase from Wells Fargo. You can request a credit limit increase (CLI) directly from Wells Fargo by phone or online. 1. Call Wells Fargo customer service at 1-800-642-4720. 2. Log into your Wells Fargo online banking account for your credit card and go to the "Manage Credit Limit" tab.Just asking because I know typically Visa Signature cards have a starting minimum credit limit of 5k, and yours is $3,500. I myself product changed from the old Platinum Card to the Active Cash today. My credit limit on the platinum card was only 3,000 so my credit limit on the Active Cash will be the same. From secured card to unsecured card, yes. I mean I would be happy that Wells Fargo upgraded my useless card to a 2% card. There are so many better sign up bonuses than spend $1k for $200. The WF college card if I recall had a time limit and after that time period is over they change your card to something else.

I've never had a credit card. I've had a bank account with Wells Fargo for the past 5 years and wanted a card that integrates with that for simplicity sake. I was wondering whether it'd be a bad idea to apply for the Wells Fargo Active Cash Card. I'm worried I'll be denied and then have to reapply to worse cards with a lower credit score.

This 2% card has a $200 SUB. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. But if you spend $10000 with this new card, …

Overview Wells Fargo occasionally releases new credit cards to keep up with the ever-changing needs of the market. In 2021, Wells Fargo released the Active Cash and Reflect Cards. For 2022, the financial institution released the to help cardholders maximize reward points on everyday spending categories such as restaurants, travel, …Checked my bank account two days ago and noticed my student credit card was changed to an Active Cash card. I never asked for it to be changed, haven't gotten any emails or anything from Wells Fargo about it, nothing on Credit Karma about it. My limit was also increased from $1,300 to $3,000 and now it says it's a revolving line of credit.Just asking because I know typically Visa Signature cards have a starting minimum credit limit of 5k, and yours is $3,500. I myself product changed from the old Platinum Card to the Active Cash today. My credit limit on the platinum card was only 3,000 so my credit limit on the Active Cash will be the same. Wells Fargo Active Cash payments. I recently got the Active Cash with a 20k limit and I wish someone had warned me of this... you can only pay down the card with a non Wells Fargo account 4 times in a month on the online portal, this is an annoyance to me because I like to log on to all my cards every day and pay down whatever has a balance and ...I got an Active Cash in mid-June. I want to get the Autograph. But the $300 SUB expires on Jan. 10, six days before the six months are up. The terms and conditions say Wells Fargo MAY decline you for a card if you got the last one from one less than six months before.Wells Fargo Active Cash: 0% intro APR for purchases and qualifying balance transfers for 15 months from account opening (then 20.24, 25.24%, or 29.99% variable)

Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago.Please to announce I got approved for the Wells Fargo Active Cash!!!! Data points - So I recently opened an LLC approx Aug 4, 2021. And spent about the next two weeks shopping around for a business checking account. ... About a week ago I got a "pre selected" offer in the mail for the Wells Fargo Active Cash card. It had an exact RSVP code and APR.Wells Fargo's best cash back current offering is the Wells Fargo Active Cash® Card. This card requires a credit score of 700, at a minimum. That means applicants will need good credit or better for approval. In addition, Wells Fargo looks at applicants' housing status, monthly housing payment, and employment status. ...Wells Fargo Active Cash or Reflect - Credit Limit Experiences Wells revamped their card offerings a few months ago, so now 2 of their new (current) cards are the Active Cash and Reflect. In the past I had heard that they were somewhat stingy with the size of initial credit lines they gave out.Wells Fargo Reflect® Card vs. Citi® Double Cash Card. The Citi® Double Cash Card offers a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 19.24% ...Avoid Wells Fargo Active Cash Card I signed up for a credit card with Wells Fargo. Their system will not let me enroll online, I've been on the phone for over an hour trying to fix it, they won't let me make a full payment on the $25 balance and thus I can't even close out the account.

Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. QSR-0423-02868. LRC-0323. Find answers to frequently asked questions about your available balance, account history, legal order processing and more.Blockfi 1.5% Bitcoin cash back or the Coinbase 4% back in XLM or GRT, 1% on Bitcoin or Ethereum are a great credit + debit combo. Venmo also has a neat crypto cash back card with 3%, 2% and 1% where they use your highest and second highest spend in 3% and 2% categories automatically. There’s no spend cap on 3% and 2% categories either.

Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ... It says Visa Signature on the card at the top of the application- even if not everyone gets it. Yes, some will receive the signature and some will not. Usually the standard signature limit is 5k, but some banks vary and will allow it on lower limits. I’d expect if you receive a 5k limit, it will be a signature card.I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 …Wells Fargo Active Cash I saw there is a deal on the WF earn more rewards website for 15% bonus cash rewards on all gas stations purchases until May 22nd 2022. Under terms, it says the offer 'may not' be eligible at wholesale club gas stations.I got approved. Income 90k 5/24: 5/24 (before applying) CL: $3,000. Current cards. Amex Gold 5/22 (using their apple card-like pre-approval tool, after being previously denied twice the old fashioned way) Citi custom cash 5/22 $6,800. Apple …I currently have 5 cash back cards that have some redundancy: 2% Catch-All: Wells Fargo Active Cash 2% Apple Card 2% only on Apple Pay (it's not in my physical wallet - this was my original "2%" card. It's not seeing much use lately.) 3% Category Spend: Wells Fargo Autograph: Cell phone and Internet service Gas Dining Travel

The real value in credit cards is using them to offset travel expenses. 2% cash back is 2% … however, 1 chase point, 1 amex point, or 1 citi point if used correctly, can get up to like 8 cents each (though usually more like 3-4 cents each) and they have multiple point earning cards that earn 1-5pt/dollar spent.

Avoid Wells Fargo Active Cash Card I signed up for a credit card with Wells Fargo. Their system will not let me enroll online, I've been on the phone for over an hour trying to fix it, they won't let me make a full payment on the $25 balance and thus I can't even close out the account.

Citi Double Cash vs Wells Fargo Active Cash Credit Limits. I originally was going to apply for the Citi DC but the SUB ended. I heard some bad things about WF that makes me leery. I am looking for whatever card will give me the highest limit. I am doing a home reno and would like to get higher cash back. Not the biggest need for travel now.The Wells Fargo Active Cash® Card is a standout cash back card that's great for a one-card wallet, or to round out your maximization strategy. This no annual fee credit card offers a...I got a Wells Fargo Cash Wise (1.5% cash back) card in 2017. I got the Active Cash in July 2022 after hearing that my Cash Wise might be product changed to the Active Cash. But I wanted to get the Active Cash signup bonus of $200 before that happened. Then I got an Autograph in January 2023. So what happens to my Cash Wise now? To learn of any changes, call 1-866-229-6633. Part 1: Important Details About Using This Credit Card Account What is this application for? What do you agree to by applying for …The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market.Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Autograph Card For a limited time, earn 30,000 ... The Active Cash's permanent offer was $200 after $1,000 in spend and then they did a "limited time" offer of $200 after $500, which they ended up making permanent. *of course these can still change still ...The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on ...What is everyone's thoughts on the new unlimited 2% cash back Wells Fargo Active Cash card Seems like a good deal for using Costco. Has cell phone protection on it too. I have the Citi Costco card but only get the rewards once a year. I also have a BOA Cash Rewards card but I'm always maxing that out.Although I was aware of the Wells Fargo scandals I signed up for the Wells Fargo Active Cash card about 9 months ago and am happy with it. Was able to get a decent credit line along with easily qualifying for the sign-up bonus. No problems with the web interface or customer service (although I haven't needed much customer service).Wells Fargo Product Change. Not sure if anyone cares, but I wanted to let everyone know that Wells Fargo is allowing products changes on credit cards once again. I know they shut down the feature at the start of the COVID-19 pandemic. I had a Wells Fargo College Card as my first card back in 2015. In 2019 it got upgraded automatically to the ...Citi Double Cash is making two changes to their rewards program whereby the card will earn ThankYou points directly. Previously, the card earned cash back which could be transferred to ThankYou points. Points can still be cashed out as before, at a rate of 1 cent per point which gets you 2% back per $1 spent.

The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ...The Wells Fargo Active Cash® Card is best for applicants with good credit, which typically means a credit score of 670 or higher. A credit score above 720 will give you even better chances of ...Sep 6, 2023 · The intro APR offers for the two cards differ. Wells Fargo Active Cash® Card: A 0% intro APR on Purchases for 15 months and 0% intro APR on Balance Transfers 15 months from account opening on ... Instagram:https://instagram. norwich bulletin obituaries allucr bear buckspill ip 272apache tribe tattoos Citi Double Cash vs WF Active Cash . I'm looking at getting 1 of these 2 options, mainly to pay wedding vendors. ... Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. You'll find great stories as well as horror stories on both lenders though, as is the case with every bank on ... wegmans cake menurobinhood backup withholding If you keep between 50k and 100k with bofa, you can get 2.25% or 2.625% respectively back on all purchases with a no af card. They also have a no af card that can get you up to 5.xx% back on a catagoey a year, but it's limited to $2500. Spend a quarter. Ira, taxable investment account, cash, savings all count. what happened to channel 307 on directv I have Wells Fargo Active Cash (got in July 2022), Autograph (January 2023), Cashwise card (got in 2017 and don't use anymore because it's only 1.5% cash back) and a Wells Fargo checking account. Everything Wells Fargo has promised to do so far, it's done.Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. One area where it stands ahead of the Wells Fargo Active Cash card is in the length of its introductory 0% APR period.