Chase freedom unlimited reddit.
So the 5% is not as useful than the 3% straight cash back travel from CSR which has more MCC codes attached to it, including ridesharing and public transit. Freedom Unlimited is 5% back through their portal. CSR gives you lots more credits (i.e. $300 travel credit) and a 1.5x multiplier on all your points.
The difference between freedom unlimited and sapphire preferred is in redemption value. Freedom unlimited only allows you to redeem points at 1:1 cash value. Sapphire preferred adds the ability to purchase travel at 1.25x value. Additionally with sapphire you can transfer points to hotel and airline programs where it is possibly to get even ... The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all purchases. You also earn 5% cash back on travel purchases made through Chase Ultimate Rewards ® and 3% cash back on dining purchases at restaurants, including takeout and eligible delivery services, and drugstores. Cash back points can be redeemed ...The Chase Freedom Student credit card earns an unlimited 1% cash back plus $20 per year for up to five years for accounts in good standing. It has no annual fee.5% cash back on purchases in top eligible spend category each billing cycle, up to the first $500 spent (then 1%); unlimited 1% cash back on all other purchases. ... Chase Freedom Flex.
Some of my spend would need to shift from higher % earn categories to lower ones in order to spend the $4000 on the sub, I'd lose a negligible ($4,000 * (.015 - .011) = 16 bucks) since chase sapphire pays 1% rewards on everything else and could keep the rest of my "other" spend on freedom unlimited.Thoughts on the Chase Freedom Unlimited®. Card details. INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back ...
The 5% quarterly category bonus on the flex and the 5% gas and grocery offer here isn't technically 5%. The Flex gets 1% back on everything, and the 5% categories are actually coded as a 4% bonus to the 1% on everything. So a grocery purchase during the quarterly grocery bonus and with this SUB would be 1% everything + 4% quarterly + 4% SUB = 9 ...Chase freedom has PayPal as the 5% category, which can be used online with PayPal key. Otherwise, I’m sticking to my Citi Double cash card. AOD’s 3% signature card is worth looking into. It’s a credit union, but a $5 donation to Northeast Bicycle Association qualifies you. 11.
The no-annual-fee Chase Freedom Unlimited is a perfect card for both beginner and advanced award travelers. While most cards offer 1% back on purchases outside of bonus categories, you'll earn 1.5% back on non-bonus spending with the Freedom Unlimited. And if you pair this with a card that earns premium Chase Ultimate …Both, eventually. Flex for sure. 1.5% can get it by other cards. Freedom unlimited is a better catch all card so it is always the best on to get first. The flex is a pretty niche card and only good for the rotating categories so unless you will benefit from those freedom unlimited is always the way to go.Chase Freedom Unlimited - Always used with that sweet 1.5% and 3% dining/drugstore and 5% back at groceries for 1 year Chase Freedom Flex - Always used for 5% rotating categories (and the 3%/5% like CFU) Chase Prime Card - Amazon only, backup travel cardYou really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top of that more cards means a better credit limit, makes it easier to maintain low utilization and will make it easier to get new accounts in the future without hitting ...2 oct 2023 ... Chase Freedom Unlimited vs Sapphire Preferred · Chase Sapphire Preferred vs Reserve · Amex Gold vs Chase Sapphire Preferred · Best Credit Cards ...
AU on Chase Freedom (legacy) FICO Score: ~750-60 when I last checked. Oldest account age: None personal. My parent's card (the one I'm an AU on) is 16 years old. Chase 5/24 status: 0/24. Income: $100,000. Average monthly spend and categories: Have no idea yet. But will mostly be dining, entertainment, and groceries. Open to Business Cards: No
5. The bonus can easily be worth several hundred dollars. The Freedom Unlimited has a sign-up bonus of $200 (or potentially 20,000 Ultimate Rewards points) after spending $500 on purchases within the first three months. While on the surface, you're getting $200 back after meeting minimum spending requirements, you can also convert …
Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you have opened 5 new credit cards within a 24 month period, you will automatically be denied for a new Chase card. This is why people in the credit card game say to get Chase ... The Chase Freedom card is known for 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%) and 1% on all other eligible purchases.The no-annual-fee Chase Freedom Unlimited is a perfect card for both beginner and advanced award travelers. While most cards offer 1% back on purchases outside of bonus categories, you'll earn 1.5% back on non-bonus spending with the Freedom Unlimited. And if you pair this with a card that earns premium Chase Ultimate …The Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on …Chase Freedom Unlimited®. Chase Freedom Unlimited® is the winner over Chase Freedom Flex℠. The difference between Chase Freedom Unlimited and Flex is how much cash back you’ll earn on each purchase. Chase Freedom Unlimited gives 1.5% back on most purchases, while Chase Freedom Flex gives 5% in rotating categories and 1% on …
The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover. The no-annual-fee Chase Freedom Unlimited is a perfect card for both beginner and advanced award travelers. While most cards offer 1% back on purchases outside of bonus categories, you'll earn 1.5% back on non-bonus spending with the Freedom Unlimited. And if you pair this with a card that earns premium Chase Ultimate …it is kind of straight 2% cashback on all purchase. Capital One Venture / Venture X Credit card. 2X back on all purchases other than Capital One Travel Portal. But, while redeeming those points as cashback their value is 1 point = 0.5 cpp. As you already have Chase Freedom Unlimited, CSP/CSR makes more sense for you.Since the Chase Freedom Unlimited is best for everyday, non-bonus spending, you'll want a card with strong bonus categories to complement it. The easy, obvious choice here is the Amex Platinum, which offers 5x points on airfare booked directly with the airline and airfare and prepaid hotels booked with American Express Travel.With our Chase Freedom Unlimited review, you’ll discover everything about the perks, annual fees, and requirements of this cash back credit card. OUR RATING: 3.25 stars out of 5 Chase Freedom Unlimited® comes with a solid welcome offer and ...
How to get cash back with the Chase Freedom Unlimited ® credit card? The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all …The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...
Chase Freedom Unlimited… sleeper dining card? Just wanted to put my two cents out there, but I actually love using my Chase Freedom Unlimited for the 3% unlimited cash …isaacng1997 Knowledgeable • 5 yr. ago. Usually you need at least a year of credit history before chase approves you the freedom. Just from my own experience, I applied and rejected for the Freedom when my oldest card is 11th month, 13th month, 16th month (low util, pay in full every month). Finally approved me at the 19th month mark.The no-annual-fee card earns 1.5% for every dollar of non-bonused spending, making it a solid everyday use card. The Freedom Unlimited has also been upgraded to earn 5% when booking travel through the Chase Travel Portal, as well as 3% at drug stores and for dining out (takeout & eligible delivery services included).Chase Freedom Unlimited®. Chase Freedom Unlimited® is the winner over Chase Freedom Flex℠. The difference between Chase Freedom Unlimited and Flex is how much cash back you’ll earn on each purchase. Chase Freedom Unlimited gives 1.5% back on most purchases, while Chase Freedom Flex gives 5% in rotating categories and 1% on most other ...... credit card billing statement within 1-2 billing cycles. Sapphire Preferred, Sapphire, Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, and Freedom ...View community ranking In the Top 1% of largest communities on Reddit. Chase Freedom Unlimited vs. Capital One SavorOne . I'll use the template here and have an explanation below if anyone would like to help :) Current cards: ... streaming services, and entertainment. However, the Freedom Unlimited's 1.5% on everything else is catching …The Chase Freedom Unlimited® unveiled a whopper of a welcome offer, effectively doubling all of the rewards earned at the end of the first year. Look out Discover, Chase is coming for you.Aug 22, 2023 · The Chase Freedom Unlimited® has one of the more unique sign-up bonuses. You earn an additional 1.5% cash back on purchases, for up to $20,000 in spending, during the first year. The maximum ...
And because you can transfer your points into an Ultimate Rewards account, the points earned with the Chase Freedom Unlimited are worth 2 cents each if you link the card to a normal Ultimate Rewards-earning card like the Sapphire Reserve, Ink Preferred or Chase Sapphire Preferred Card. On top of the ability to earn 5% on travel booked …
The Chase Freedom Student credit card earns an unlimited 1% cash back plus $20 per year for up to five years for accounts in good standing. It has no annual fee.
The Chase Freedom Flex and Chase Freedom Unlimited are two competitive cash-back credit cards. Both cards offer a money-saving no annual fee, plus similar cash-back categories. But while these ...The chase freedom unlimited is a great card to use for cash back everyday use. If not traveling a lot it’s great. The addition of 3% on dining & drugstores makes it better than 2% catch all for one card. It was my first card. Go for it- chase is great despite what some people say I’ve had no issues. 1 yr. ago The Chase Freedom Rise * offers just one long-standing bonus rewards category—5% back on Lyft rides. If you were to spend a typical public transit budget—$451/year—on Lyft rides instead, you ...Discover It - 5% rotating categories. Chase Freedom - 5% rotating categories. AMEX Blue Cash Everyday - 3% Groceries, 2% Gas/US department stores. Chase Freedom Unlimited - 1.5% cash back on everything. Now, when I signed up for the first 3 a year ago (when I just started looking into cash back cc) Discover has his promo where they double ...CFF > CFU by a long shot. Easy to use Paypal Key to max $1500 Paypal cat this quarter. $10500 is non-category spend that would be needed at 1.5% vs 1% to make up the difference from 5% vs 1.5% that you get over $1500, and that’s just one quarter. Also Cell phone insurance if useful on CFF.Welcome Bonus and Annual Fee. Benefits for College Students. Chase Freedom® Student Credit Card. $50 bonus earned after first purchase made within the first 3 months from account opening. Annual fee of $0. 1% cash-back on all purchases. $20 Good Standing Rewards after each account anniversary for up to 5 years.The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all purchases. You also earn 5% cash back on travel purchases made through Chase Ultimate Rewards ® and 3% cash back on dining purchases at restaurants, including takeout and eligible delivery services, and drugstores. Cash back points can be redeemed ...This card is a great overall cash back option. Plus, 5% back on travel booked through Ultimate Rewards, 3% back on dining, 3% at drugstores, along with 1.5% back on all other purchases. Thanks to Chase’s partnership with Lyft, you can also earn 5% cash back on Lyft rides paid for with the Freedom Unlimited (through March 2025).Aug 22, 2023 · The Chase Freedom Unlimited® has one of the more unique sign-up bonuses. You earn an additional 1.5% cash back on purchases, for up to $20,000 in spending, during the first year. The maximum ... The Chase Freedom Flex℠, launched in September 2020, and the older Chase Freedom Unlimited® have certain things in common. Both are cash-back credit …The $18,088.50 spent through Apple Pay would translate to $361.77 in cash back, and the remaining $16,831.84 that could reasonably be charged to a credit card would earn $168.31 back. This means ...
CFF > CFU by a long shot. Easy to use Paypal Key to max $1500 Paypal cat this quarter. $10500 is non-category spend that would be needed at 1.5% vs 1% to make up the difference from 5% vs 1.5% that you get over $1500, and that’s just one quarter. Also Cell phone insurance if useful on CFF.One of the biggest rules that limit churning is the 5/24 rule. The 5/24 rule applies to all Chase credit cards as well as Chase co-branded cards. This includes various Southwest cards; the Chase Freedom and Freedom Unlimited cards; Chase Ink cards; and several United cards, among others. Under the 5/24 rule, you’ll be declined when …I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500.Instagram:https://instagram. rp diet app reviewsaventura mall cinemaunion supply company catalog for inmate's62 miles in august st jude As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good. rune shop rs3ignition modules are more prone to fail when Chase currently offers three types of Chase Freedom credit cards to new cardholders: Chase Freedom Flex℠, Chase Freedom Unlimited® and Chase Freedom® Student credit card.You really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top … sam adams rebate There's no enrollment for this benefit — all you'll need to do is pay with your eligible Chase credit card at checkout to receive a $10 statement credit each month. That's a potential value of $120 per year on each eligible card in your wallet. You'll have until Dec. 31, 2023 to take advantage of this full offer for hundreds of dollars in ...There's no enrollment for this benefit — all you'll need to do is pay with your eligible Chase credit card at checkout to receive a $10 statement credit each month. That's a potential value of $120 per year on each eligible card in your wallet. You'll have until Dec. 31, 2023 to take advantage of this full offer for hundreds of dollars in ...