Wells fargo active cash card reddit.

Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.Last i checked, Wells fargo active cash $250 bonus was available till 10/2 in branch. is it still available?Wells Fargo Active cash for a non-US Citizen So, my friend is a resident alien on work visa legally with an ssn. I read at several places that wells fargo outright decline for such case.The Wells Fargo Active Cash is an excellent flat-rate cash-back card. Since its release in July 2021, the card has established itself firmly as a new "plastic standard" when it comes...

Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700A Wells Fargo checking account can be opened by telephone, through their website or by visiting a Wells Fargo branch. These methods can also be used to open a Wells Fargo savings account, or apply for a loan or credit card.

All of their intro offers have run their course & they carry a 19.99% - 25.24% apr, is the reason I was in the market for the WFAC. I have a $0 balance on 3 of them & a $515 balance on the 4th (which puts my credit utilization@1%). The newest of the cards is 16 months old and the next is 25 months so I have 1 hard inquiry in the past 2yrs.

Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000. The Active Cash is probably better on its own overall, especially due to the SUB. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. (Though paying statement balances in full ... 3 important differences between Wells Fargo Autograph vs. Active Cash. 1. Earning rates. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases.Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). ...The Wells Fargo Active Cash card offers an introductory APR: 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% ...

If you have a rewards balance, it will be transferred to your new Active Cash Card. Your rewards points will be converted to cash rewards. Cash rewards earn $0.01 for every dollar spent. For example, 20,000 rewards points will convert to $200 cash rewards.

5. $0 annual fee. The Wells Fargo Active Cash Card’s $0 annual fee makes it $21.64 per year cheaper than the average credit card offer. Still, there are lots of cash back credit cards with no annual fee available right now, and even cards with annual fees can provide the most value at the end of the day.

IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, $200 SUB with $1000 spend in the first 3 months) and the Citi Custom Cash MasterCard (5% rewards on highest spending category per month up to $500 in spend, 1% rewards a...This is why people like to hold the Propel and Signature card combined for 4.5% rewards on travel/diving and 1.5% for everything else. If this combo also works for Active Cash, you can get 3% on everything else. Apparently you can easily switch out your Cash Wise card into Active Cash online.Savor One offers 3% on groceries. Authograph has no grocery multiplier (advantage: Savor One) Autograph offers 3% on all things travel and transit. Savor One has no travel multiplier (advantage: Autograph) Autograph offers 3% on cell phone plans and cell phone insurance. Savor one does not have a cell phone plan multiplier but does (I think ...Read the hard copy of my most recent Autograph and Active Cash statements. Found some new Rewards Program changes effective December 2022. The big ones: Discontinued Earn More Mall. Merchant offers will continue through My Wells Fargo Deals. Discontinued pooling rewards feature. (I would hope this a discontinuation of pooling between people ...Wells Fargo personal bankers interact with customers and help them determine which financial products are right for them. The job involves constant customer contact and some sales. Personal bankers at Wells Fargo spend most of their work da...

The Wells Fargo Active Cash® Card is a good credit card for people with a credit score of 700 or higher who want to earn above-average rewards without any hassle and without paying an annual fee. Wells Fargo Active Cash also is worthwhile for people interested in 0% introductory APRs and getting up to $600 in cell phone protection. Wells Fargo Active Cash Card Review HighlightsThe best minimalist 2-card setup really comes down to your spending habits. Generally the idea is you want: A general purpose 2% cash back card (Citi Double Cash, Wells Fargo Active Cash, etc) A category card that matches a big spending category in your budget.Sep 6, 2023 · The Wells Fargo Active Cash card offers an introductory APR: 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% ... UPDATE: I just called in and was approved with a $12k limit. I asked why it went into pending status, and the rep told me it was 100% because I had no relationship with them, and they wanted to verify that it wasn't fraud. Data points: They pulled Experian which is by far my lowest score at 780 - 0/6 3/12 - AAoA: 5y4m oldest being 12y10m - Less ...I just had my own little saga with a Wells Fargo Active Cash card and fraudulent Amazon Prime charges. Got compromised on Nov. 18th, got compromised a second time on Dec. 18th, received an expedited card on Dec. 20th, and it got compromised yesterday. All the same charge.

As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve.

Call 1-800-642-4720 or visit a Wells Fargo location . 1. Additional terms and conditions apply. Balance transfers have no grace period. If your card earns rewards through Wells Fargo Rewards ®, rewards will not be earned on balance transfers. If you transfer amounts owed to another creditor and maintain a balance on this credit card account ...Update 4/18/23: Spend requirement is temporarily lowered from $1,000 to $500. Same $200 bonus. Update 8/7/22: Bonus is $250 in branch. As expected, Wells Fargo has officially launched their new Active Cash card which earns 2% cash back on all purchases and offers a $200 signup bonus with no annual fee.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Active cash has the highest cash back. I keep getting declined because lack of credit. It has limited per month payment so I cant keep paying off my card. • 6 mo. ago. When I converted my sock drawered Visa Platinum to Active Cash, I only had a $3500 limit (similar credit score and income). I asked for a CLI and was denied.5. $0 annual fee. The Wells Fargo Active Cash Card’s $0 annual fee makes it $21.64 per year cheaper than the average credit card offer. Still, there are lots of cash back credit cards with no annual fee available right now, and even cards with annual fees can provide the most value at the end of the day.Wells Fargo Active Cash® Card Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months1 $0 Annual Fee Important Credit Terms Apply now Don't miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch.I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active Cash.

The Wells Fargo Autograph Card is HERE and it's one of the best cash back credit cards with no annual fee! It's got a ton of 3X rewards categories plus cell...

Wells Fargo Active Cash Card Review: 2% Cash Back With a Bonus - NerdWallet. 5.0. NerdWallet rating. The bottom line: When it comes to flat-rate cash …

Wells Fargo Active Cash Scam. Okay, so as the title says, people at least around my store, are using this card to get away with huge purchases. Essentially, these people are coming in with the card, attempting to pay and when it won't go through, they say we have to put it in as cash because "that's how the card works".If you're only going to use one card, I think Active Cash is better. It does have cell phone insurance, which I think most people can use, whereas the protections on the CFU are situational and mostly for travel. 2% on everything beats the CFU's multipliers for most people. The best reason to get the CFU is if you also have the Chase Sapphire ...15 Mar 2023 ... “Well, my wife just got the Citi Custom Cash Card to use on groceries. It gives you 5% back on your highest spend category up to $500 per ...Pending charges peek-a-boo on new Wells Fargo card. I've recently gotten a Wells Fargo active cash card and I had no connection to the (apparently nefarious) Wells Fargo prior to this. Pending charges keep disappearing and reappearing on the card, as viewed on the app. I've never seen anything like it with a credit card.cjcs. Additional comment actions. For those temped to upgrade their old WF Platinum card like me, I would wait and see what else WF comes out with if you already have a 2% cash back card. The $200 SUB for the Active Cash is equivalent to $10,000 in spend. You're likely better opening a new account to get the bonus, and waiting to PC your ...For a $0 annual fee, the Wells Fargo Autograph card packs in meaningful rewards earning rates as well as a few other benefits, including a welcome bonus and introductory APR offer for new ...When you’re ready to ask for a credit limit increase from Wells Fargo, you can call the bank at 1-800-642-4720. Ask to speak to a representative about increasing your account’s credit line ...However, I'd like to get another 2% cash back catch-all card so I can 2% back on everything else, rather than 1%. Now, the Citi Double Cash gives 2% back on all purchases and is in the same ecosystem as the Citi Custom Cash, but the Double Cash has no $200 welcome offer. The Wells Fargo Active Cash on the other hand gives 2% back on all ...I told them to get the other card since the active cash has a $25 minimum in order to redeem your cash back towards your statement balance. Shortly thereafter, someone said that Wells Fargo is dropping this $25 minimum in March and even provided a link. I checked the link and it looked legit, but since then, the user has deleted their post and ...I got approved for Wells Fargo Active Cash but was shocked it was only for $2500. With my income (75K) and score (740), most issuers give me 6K to 10K right away. I've had a checkg acct with WF for 14 years but have hardly ever used it for the last 2 years, and only had about $250 in it when I applied.I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active Cash. View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Autograph Card For a limited time, earn 30,000 ... The Active Cash's permanent offer was $200 after $1,000 in spend and then they did a "limited time" offer of $200 after $500, which they ended up making permanent. *of course these can still change still ...

If you're only going to use one card, I think Active Cash is better. It does have cell phone insurance, which I think most people can use, whereas the protections on the CFU are situational and mostly for travel. 2% on everything beats the CFU's multipliers for most people. The best reason to get the CFU is if you also have the Chase Sapphire ...When you log in, it’ll show you if it’s eligible or not for changing. double check that the platinum doesn't provide a 50% go far rewards bonus when redeemed for airfare. I know the WF cash back (1% back card) provides this benefit, and will turn the active cash into effectively a 3% back card. I upgraded my WF Platinum to the Active Cash ... I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active Cash.The Wells Fargo Active Cash® Card, for example, offers unlimited 2% cash rewards on all eligible purchases, and your cash rewards can be redeemed as a statement credit, through a Wells Fargo ATM ...Instagram:https://instagram. walgreens 51st capitolwho owns introstemordoyne funeral home obituariesciaran hinds pronunciation Altitude Reserve gets nerfed. While often overlooked, the U.S. Bank Altitude™ Reserve Visa Infinite® Card card is actually a really interesting card. Cardholders can earn 3X points per dollar ...I've been banking with Wells Fargo for 4+ years so and have between $3000-$6,000 in savings with them, not going to say the exact amount. I decided to go with the WF active cash card. I initially got denied because of an application mix-up and called recon line. I explained my situation and got approved with a $5,000 line of credit. 2015 mazda 3 modsdeers fort gordon Rewards Rate. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. Its limited-time offering of 10% cash back for Uber and Uber Eats ...I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K. costco hours north brunswick Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.WF Autograph Card Agreement—Section 11-Fees. Appears that yes, there's a currency fee, however, no mention of a foreign transaction fee. throwinthrowawayacnt • 1 yr. ago. That's the legal definition of terms that's cookie cutter in all their cards terms and conditions.Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards. As for the Active Cash’s welcome bonus, you can earn a $200 cash ...